Can I Get An Apple Card With No Credit?

Should I get the Apple card as my first credit card?

If you use it like a debit card so to speak it’ll improve your credit score and give you %cash back.

Probably not, it’s a much higher APR than most credit cards.

I would get a low rate card for your first one in case you don’t pay it off every month..

Is the Apple card hard to get approved for?

The Apple Card’s credit score requirement is 700 or higher. That means applicants need at least good credit to qualify for an Apple Credit Card account. While it’s possible to be approved with a lower score due to a high income or other positive factors, it’s best to not take the risk.

Does an apple card build credit?

The card rewards Apple purchases as well as in-person and online shopping through Apple Pay, but also helps consumers pay off their balances, save money on fees and interest and build their credit over time.

Why was my apple card denied?

Applications are approved or denied by Apple’s financial partner, Goldman Sachs, and that institution may reject your application for the following reasons: You’re currently past due or have recently been past due on a debt obligation. … You don’t have sufficient disposable income after you pay your existing debts.

How long does Apple card approval take?

It can take somewhere between 7-10 business days to get approved for the Apple Credit Card. In some cases, you could get immediately approved. If you do, you’ll get an offer with your initial credit limit and APR after applying. If you accept the offer, you can start using your Apple Card with Apple Pay.

What is the max credit limit on Apple card?

650 or so / $1500 limit. Approved $40k limit, 12.99%, Some info for statistically minded people: FICO 9 is 836. First credit app in 4 years, no debt.

Does Apple card automatically increase credit limit?

Goldman Sachs does not offer automatic credit line increases on the Apple Card or any specific guidance on the best time to try – it’s up to you to submit your request when you feel ready.

What credit score do you need for Apple card?

Apple Card uses FICO Score 9. FICO Score 9 ranges from 300 to 850, with scores above 660 considered favorable for credit approval.

Can anyone apply for an Apple card?

You’re an Android user To use Apple Pay, you must have an iPhone model that can support it (typically iPhone 6 or later). If you’re committed to a different mobile wallet, such as Samsung Pay or Google Pay, consider instead the Citi® Double Cash Card – 18 month BT offer.

Is it hard to get approved for Apple card?

A FICO credit score of at least 600, which falls in the fair range, is needed to be approved for the Apple Card. That means subprime borrowers, or people with less-than-perfect credit, can access the Apple Card. … Your FICO score is just one factor considered when you apply for an Apple Card.

Can you get an apple card with no credit history?

And though it’s not designed for people with poor credit, the Apple Card may offer better approval odds than many comparable rewards cards. Indeed, some cardholders report getting the card with a credit score in the 600’s.