Question: What Does AMEX Extended Warranty Cover?

How long does a refund take on American Express?

7 daysAccording to Amex Serve’s website, if you return any merchandise purchased with the card you will be subjected to the merchant’s return policy.

If the merchants agrees to a refund that will be issued to your card then that action will take at least 7 days, if not longer..

Do all American Express cards have purchase protection?

Currently, all American Express cards provide purchase protection on eligible items bought with their card for up to 120 days from the date of purchase if it is stolen or accidentally damaged. Beginning Jan 1, 2020, that protection will drop to 90 days from the date of purchase.

How does Amex return protection work?

Another coverage benefit that can provide peace of mind is Amex return protection. If you try to return an item within 90 days of purchase and the merchant won’t accept it, American Express will take it back instead – and reimburse you up to $300 per claim and $1,000 per card per year (based on the year of purchase).

Does Amex cover trip cancellation?

Trip Cancellation and Interruption Insurance is effective for round-trip purchases made entirely with your eligible Card on or after January 1, 2020. If your Card is not listed on this page or if you are an Additional Card Member, please call the number on the back of your Card to verify your benefits.

Which credit card has the best extended warranty?

The best extended warranty cards of 2020Chase Sapphire Preferred Card: Best mid-tier travel card.Chase Sapphire Reserve: Best for travel and dining.Citi Premier® Card: Best Citi card.American Express® Green Card: Best Amex card for modern travelers.More items…•

What is Amex extended warranty?

For warranties between two and five years, American Express will increase coverage to provide two additional years, up from one. These warranties cover you against breakage, if it occurs after the manufacturer’s warranty has already expired and you purchased the broken item with the covered credit card.

Does American Express extended warranty cover Iphone?

If you just have the standard warranty, then you should be covered by the extended warranty protection offered by Amex no problem. The standard Apple warranty covers you for one year from the date of purchase, so Amex would add on another year to your coverage.

How does Amex warranty work?

Amex matches the original warranty if shorter than 2 years, and adds 2 years to any original warranty of between 2 and 5 years. Amex’s extended warranty covers cardholders for up to $10,000 per item and $50,000 per year. Amex will pay to repair or replace an item, whichever is less expensive.

Does AmEx Gold have extended warranty?

Extended Warranty With select American Express Cards, eligible purchases will enjoy an extended manufacturer’s warranty of up to 12 months. You’ll be covered for up to $10,000 per year and $10,000 per claim, with no excess1.

What is covered under American Express Purchase Protection?

Purchase Protection is a benefit included at no additional cost on most U.S. American Express Cards. It may help cover items that are damaged or stolen for up to 90 days after you make a Covered Eligible Purchase using your Eligible Card.

Can AMEX reverse a payment?

If you made a payment for today’s date, you may be able to cancel the payment through your online account. Just look for the payment you’d like to cancel. If it says “Processing,” you may be able cancel your payment. Click the payment to expand the details and then click “Cancel Payment.”

Which credit card has the best purchase protection?

Best credit cards for purchase protection 2020Chase Sapphire Preferred® Card – Best beginner credit card with purchase protection.The Platinum Card® from American Express – Best premium travel card with purchase protection.Ink Business Cash℠ Credit Card – Best no annual fee business credit card with purchase protection.More items…

Does Amex Gold have purchase protection?

With the Amex Gold Card, you can qualify for the exact same level of coverage as you get with American Express Platinum purchase protection. You’ll get $10,000 in coverage per covered purchase within 90 days of when the purchase is made.

What is Return protection?

What is return protection? Return protection is a perk that extends the “return life” of an item or creates a return policy where perhaps none existed before and is typically provided by credit card processors (e.g., Mastercard or American Express) rather than issuers (e.g., Chase or Citi).

Does AmEx have section 75 protection?

American Express charge cards are not covered – including the The Platinum Card. However, Amex chooses to voluntarily match Section 75 protection although it is not legally obliged to. Section 75 only applies if you paid directly.

How do I claim my Amex extended warranty?

You must file a claim within 90 days of your original purchase at www.AmericanExpress.com/onlineclaim or by calling 1-800-297-8019. You’ll be asked for a copy of the receipt and your Amex purchase record. You may also be asked to return the item to Amex, so be sure to hang onto it until your claim is resolved.

How do I get my money back from American Express?

How do I request a refund of a credit balance? You can request a refund for an overpayment through your online account. After you choose the account you made the payment to, select “Open a Payment Dispute,” then choose “I have a credit balance on my account” and click “Continue.”

What is purchase protection cover?

Purchase protection offers coverage for theft and accidental damage within a limited time frame from the date of purchase. Price protection is a benefit that allows the consumer to retroactively apply a lower price to an item that was purchased.